New York Auto Insurance

Auto Insurance is mandatory in New York State Department of Motor Vehicle. Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company.  You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.  Auto insurance provides property, liability and medical coverage:

Property coverage pays for damage to or theft of your car.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.  Most states require you to buy some, but not all, of these coverages. When financing or leasing a car, your lender may also have requirements.

Auto policies are for six months term or annual.  The insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

At the Mucci Agency, we offer auto insurance through only the most selective Insurance Companies.  We will go above and beyond to find an insurance company that best fits your needs.  Whether you have a bad driving history or less than perfect credit our agency will find a good price for your auto insurance needs.