New York in Nassau County Homeowners Insurance

Homeowners insurance provides financial protection against disasters.  A standard policy insures the home itself and the things you keep in it.

Homeowners insurance covers both damage to your property and your liability or legal responsibility for any injuries and/or property damage you or members of your family cause to other people.  This excludes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions.  The most significant are damage caused by floods, and poor maintenance.  You must buy a separate policy for flood coverage.  Maintenance-related problems are the homeowners' responsibility.

At the Mucci Agency, we are very selective about the insurance companies that we represent.  As an independent agency, we can make comparisons between several companies to find coverage that fits your unique needs.  This saves you time and provides you the best coverage at the best price.

We continually monitor our companies to insure that they:

Maintain sound financial stability to guarantee payment of our customer's claims
Have claims departments and procedures that quickly respond when a loss occurs.
Offer quality insurance products designed to fully meet the needs of customers.